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Affordable Insurance Group Blog

View the latest blog posts from Affordable Insurance Group.

Flooding is a high risk in many areas. Yet, most standard property insurance plans — including home insurance policies — specifically do not cover floods. There is a valid reason why flood insurance is generally excluded from standard insurance policies. By nature, flooding brings a high damage toll. READ MORE >>

If you're moving into a rented home, you are assuming risks for both the rented space and your personal property. By moving into a rental, you are using a combination of the home and your personal effects to make a house a home. But, the home doesn't belong to you. You only carry a lease to live there. READ MORE >>

With every contracting job, there comes a certain amount of risks. When you hire a contractor, you are essentially outsourcing a part of your business to that group. If you run a construction business, you likely have to contract some of the work to other businesses. You may have to hire contractors to pour cement or lay brick. READ MORE >>

A disaster can be either man-made or caused by natural occurrences. No matter the cause, if a disaster occurs, the effects can devastate your business. You might face expensive property damage. A disaster or peril might even eviscerate your source of income. Without income, and facing damages from disasters, you could lose your business. READ MORE >>

The thought of losing a close family member like a child or spouse is likely the last thing you want to face. However, if someone does pass away unexpectedly, that can leave many holes in your life — emotionally but also financially. In these difficult times, financial problems shouldn't be part of the picture. READ MORE >>

No one likes mold. Many of us are quick to throw away moldy fruit and shower curtains. For good reason, mold gives us reasons for concern. Mold can damage your health, and it can also damage your home. And if you don't have proper home insurance coverage, dealing with mold damage could get expensive. READ MORE >>

Business insurance is perhaps one of the best investments you can make as a company owner to safeguard your company's future. Today, it is very common for people to sue a business if they feel as though they've lost money or possessions. Mistakes happen even to the best companies. READ MORE >>

Protecting your RV is one of the most important decisions you can make as a recreational vehicle owner. After all, you've invested heavily in your RV, and you may even have a loan on it. Yet, many operators do not have specific RV insurance coverage that's aligned with the type of vehicle they own. READ MORE >>

Whether you are going for a long ride or just around the corner, you trust your motorcycle to get you to your destination safely. But sometimes breakdowns or accidents occur. When your bike is no longer able to get you home, it's time to turn to your motorcycle insurance coverage for help — as most policies provide a wide range of financial protections for instances like these. READ MORE >>

Owning a boat can be a big responsibility. You need to take steps to minimize risks to your vessel in all situations. When hurricanes or other severe storms are in the forecast, you will likely need to move your boat under cover — if it's possible to do so — in order to minimize the risk of catastrophic damage. READ MORE >>

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