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Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.


Auto Insurance Customer Service Options

Self policy service any time of the day, directly from our website. To request a policy change on your account, click any of the following policy service options below.

Auto Insurance Information

Affordable Columbia, SC Auto Insurance

Serving Irmo, Chapin, Lexington & Other Communities Within The I-20, I-26 and I-77 Corridors

Car insurance provides financial security, but it’s going to cost money to get proper coverage. Here, South Carolina drivers have an advantage. Their average car insurance rate is around $850 — less than the U.S. average.

Still, it always is to your benefit to save as much as you can in the first place. By choosing Affordable Insurance Group, you’ll get personalized service to find the best price for tailored affordable coverage.

What Is Car Insurance?

Your car is expensive, and it’s often one of your most-valued possessions. It’s also one of your most vulnerable investments. Your vehicle is always at risk of experiencing an accident, theft or another incident that leaves it damaged. Those twists of fate can come with a hefty price tag.

After such incidents, your auto insurance can help reimburse costs arising from vehicle damage or other losses to both you and others. It can also protect you from unexpected mishaps that might prove very costly to your checkbook.

Why Do You Need Coverage?

The State of South Carolina requires all drivers to carry minimum levels of car insurance. Still, don’t look at this requirement as an inconvenience. You drive on crowded roadways, park in public areas, and often leave your car exposed to the elements. Your policy can give you added protection at critical times.

  • Following vehicle damage or losses, you can get funds to repair or replace your car.
  • Policies provide money to repay others for damage you cause to them in an accident.
  • Coverage can pay supplementary costs of towing or roadside assistance.

Determining Your Coverage Needs

Most policies come with various types of protection to pay for different driving losses. You can benefit from all of them.

  • Liability Insurance is required by the state. It helps you pay for damage you cause others if you are at fault in an accident. South Carolina requires minimum limits of:
    • $25,000 bodily injury coverage per person
    • $50,000 bodily injury coverage per accident
    • $25,000 property damage coverage
  • Uninsured/Underinsured Protection covers accidents caused by another driver who doesn’t have enough liability insurance. You can turn to your own policy for help. The state requires you to carry coverage valued at:
    • $25,000 bodily injury coverage per person
    • $50,000 bodily injury coverage per accident
    • $25,000 property damage coverage
  • Collision Coverage pays for damage to your car in an accident.
  • Comprehensive Coverage pays for vehicle damage from non-accident issues, such as weather or theft losses.
  • Medical Payments Coverage covers injuries you or your passengers receive.

We will help you create specifically-tailored protection within each level of coverage. You’ll never have to worry about how you will pay for losses.

Let Us Help You Get Coverage

At Affordable Insurance Group, your satisfaction is our priority. We’ll make sure you enroll in coverage that protects your personal risks and property value to the highest degree.

Not only that, we strive to make sure that every policy we issue will come at the lowest costs available. We can compare the policies, deductibles and coverage offerings of multiple providers to isolate the most cost-effective protection.

So, don’t wait to get started. Call us today at (803) 798-4499 or request a policy quote online.

Bundle Your Policies

Did you know that you can save on your premiums by bundling your home and auto insurance policies? As an independent agency, Affordable Insurance Group offers many options for bundling coverage. Learn more about our bundled policy services today!

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