Homeowners Insurance Quote Forms
Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.
Homeowners Insurance Information
Affordable Columbia, SC Homeowners Insurance
Also Serving Irmo, Chapin, Lexington & Surrounding Areas in South Carolina
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you.
What Is Homeowners Insurance?
Insuring your home means protecting one of your most valuable and expensive investments. Since no two homes are alike, you’re going to need a policy that is unique to you. Make Affordable Insurance Group your resource for affordable homeowners insurance.
What Is Homeowners Insurance? And Why Do You Need It?
Homeowners insurance is like a Swiss Army Knife. It offers several precise benefits, and it’s a tool you cannot go without.
One of these benefits is personal property coverage, which protects the items within your home. Consider for a moment why this coverage is critical:
- There’s value attached to every item in your home — including clothing, appliances, electronics and jewelry.
- The structure, landscaping and other features cost money to maintain, repair and replace.
Should anything happen to these home components and items, repairs and replacements could cost you money. This is where homeowners insurance can come in handy.
Also remember that your home itself remains at risk for damage. In fact, fires, vandalism, theft and severe weather damage many homes each year. A strong property policy can help you get the funds you need to replace possessions, repair and rebuild should your home be damaged or destroyed.
And homeowners insurance offers another great benefit — liability protection. Why is liability coverage important? Well, imagine a visitor falls and breaks their leg while on your property. You are liable for their safety, and could be financially responsible for their medical bills and other reparations. Liability insurance can help you compensate the injured person for the losses they suffer in the incident.
Let Us Help You Get the Right Coverage
Many homeowners don’t know where to start when looking for homeowners insurance. Fortunately, we can help. With over 30 years in the industry, Affordable Insurance Group can customize your coverage to meet your needs. We will do the insurance shopping for you.
Our team of agents will research and compare policy offerings from multiple insurance companies. This process can help match you with effective coverage at a price that fits your budget. We will work to minimize exclusions to ensure your policy is the most comprehensive for your needs.
And we offer bundling options too! If you combine your homeowners insurance policy with other protection – such as an auto insurance policy — you can often qualify for discounts on your coverage. You’ll also have all of your insurance services in one convenient place!
So, what are you waiting for? Get quality coverage today!
Call one of our experienced agents at (803) 798-4499 right now. Or you fill out a quick and easy online quote request form to get the process started. Enrollment won’t take long, but it will yield great benefits. So, get started today!
Bundle Your Policies
Did you know that you can save on your premiums by bundling your home and auto insurance policies? As an independent agency, Affordable Insurance Group offers many options for bundling coverage. Learn more about our bundled policy services today!