Also Serving Irmo, Chapin, Lexington & Surrounding Areas in South Carolina

When running a business, you don’t want to put your earnings and hard assets on the line. To add security to your operation, you’ll need business insurance. Achieving full protection will likely involve getting several types of coverage.

For help enrolling in coverage, come to Affordable Insurance Group. Our goal is to help every Columbia business owner get the appropriate business insurance portfolio.

Business Insurance in Columbia, SC

Running a business in South Carolina means dealing with accidents, lawsuits and property damage. Getting insurance can help you avoid major costs when those issues arise. Affordable Insurance Group can help you find coverage that fits your budget and needs.

What Does Business Insurance Cover?

Business insurance, or commercial insurance, can provide flexible coverage options for companies. A policy may be adjusted to match your business’s size, industry and goals.

To help manage various risks, businesses can consider insurance coverage such as:

• General liability insurance may assist with legal costs and settlements if your business is held responsible for causing third-party bodily injury, property damage or personal injury.

• Business interruption insurance may help compensate for lost revenue and ongoing costs if a covered event causes your business to temporarily close.

• Commercial property insurance can cover damage to your building, equipment, inventory and other assets caused by fire, storms, theft, vandalism and other covered risks.

• Workers’ compensation insurance can help cover employee medical bills, lost wages and other costs after a job-related injury.

• Commercial auto insurance can help cover damage to business vehicles and driver liability if they cause an accident.

Additional coverage, including professional liability, cyber threats and employment practices liability insurance, may also benefit businesses with broader insurance needs.

How Much Does It Cost?

Insurance providers may set your commercial policy rates according to:

• Industry

• Location

• Workforce size

• Assets and revenue

• Claims history

• Coverage details (e.g., endorsements, coverage limits and deductibles)

We’re Here to Help

Learn more about business insurance today. Contact Affordable Insurance Group to get a custom quote.