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Home > Blog > How A Doorbell Camera Can Cut Home Insurance Costs
THURSDAY, OCTOBER 18, 2018

How A Doorbell Camera Can Cut Home Insurance Costs

Doorbell Camera

A doorbell camera might not be something you have in your home just yet. However, investing in one can help many homeowners in a variety of ways. This type of camera works to provide you with a view of what is happening outside your door.

When used properly, it can give you information about who is at your door at any time. And, that can mean added safety for you and your family. In some ways, this type of upgrade may even help you save money on home insurance premiums.

What Are The Benefits Of A Doorbell Camera?

The investment in a doorbell camera is one to consider for various reasons. First, this type of investment allows you to monitor what is happening outside of your home. For example, if you are home alone, you may not want to answer the door. You can open the app on your phone, see who is at the door, and then make a decision.

Some systems allow you to do this remotely. For example, you may not be at home. Someone comes to your home's door. You get a notification on your phone that someone is at your home. You can then use the camera to see who it is. And, if necessary, you can alert the police to a potential break-in.

Along the same lines, you can often communicate through the doorbell's camera system. In the last scenario, you could ask the person through a video camera who they are or what they need. You do not have to tell them you are not at home. They have to assume you are. This can work, then, to deter individuals from breaking into your home.

How Does It Help Home Insurance?

When you add safety features to your home, you can sometimes reduce your home insurance costs. In this situation, you are adding an additional layer of protection that can help both when you're at home and when you're not. This type of upgrade can help you remain safe. It helps protect your home, too. Many insurance companies are now offering discounts for smart home features like the doorbell camera. Doing so helps them to encourage you to keep your home protected.

However, do not assume that a doorbell camera will instantly lower your rates. Instead, talk to a home insurance agent at Affordable Insurance Group to learn more about your options. Find out what type of savings are available. If you can install a doorbell camera and still save on your insurance costs, it might be worth looking into.

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Posted 11:00 AM

Tags: affordable insurance group, homeowners insurance
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