Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

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Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

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Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

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Contractors Insurance CONTRACTORS

Learn about different health coverage options that fit your specific needs.

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Recreational Insurance RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

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Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

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Affordable Insurance Group Blog: policy

View the latest blog posts from Affordable Insurance Group.

Insurance. Do your eyes glaze over just reading the word? It may not be the most thrilling subject, but it's essential for new homebuyers to understand the nuts and bolts of their homeowners insurance. Virtually all mortgage lenders require insurance coverage to protect their investment. READ MORE >>

There are seven general types of home insurance policies under the industry standard Homeowners 2000 Program, ranging from HO-1 to HO-8 (there is no HO-7) as of 2014. Perils covered under HO-1 policies are very narrow, and they are not sold in all states. READ MORE >>

Some insurance companies offer only one type of insurance, while others offer many different types. Insurance buyers often receive a discount if they buy all or many of their insurance policies from the same company. Bundling often presents value to policyholders, but there are times when it does not. READ MORE >>

For any life insurance policy, the face value is the death benefit. This is the stated dollar amount that the policy's beneficiaries receive upon the death of the insured. In most cases, the face value is transferred to the beneficiaries tax-free. READ MORE >>

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