Tuesday, August 18, 2020Home insurance provides coverage in case your dwelling or personal belongings are lost or damaged due to a range of incidents. Not everything is included under a basic home insurance policy, however. Dwelling Coverage Exclusions Dwelling coverage generally covers the physical home and its attached structures, though it can be extended to detached structures. READ MORE >>
Monday, June 15, 2020 When you first take out a home insurance policy, it's usually in the midst of the stress of buying a home. Among all the chaos, you choose a policy that satisfies the requirements of your lender, and then forget about it entirely. This situation may not describe every homeowner, but it might make you realize that it's time to upgrade your policy. READ MORE >>
Wednesday, April 15, 2020 If you ever have to make a property damage or loss claim on your home insurance policy, you don't just get a check for the policy limits. You have to be able to prove what you had and what it was worth. Taking a good home inventory is the way to do it. Keep And Organize All Receipts READ MORE >>
Friday, February 21, 2020 The more you know about home insurance, the better equipped you'll be to navigate it. Here are five things you might not know on the subject: Some dog breeds raise your premiums more than others. Dog bites tend to cost insurance companies around $30,000 on average. READ MORE >>
Wednesday, December 18, 2019 Being a homeowner is great — until you have an incident that requires you to file a claim. You can't prevent a tree from falling on your roof, but you can prevent water damage due to leaky pipes. Here are three mistakes that homeowners often make — and how you can avoid them: 1. READ MORE >>
Monday, October 14, 2019 Roof repair is covered under your home insurance policy. However, your insurer only pays claims caused by a covered event. Learn about the events covered and excluded by your policy and how to protect your roof until it's repaired. The Cause Of The Damage Matters READ MORE >>
Tuesday, September 24, 2019 Your floors are an important structural part of your home. Home insurance can cover damage to them in some situations. What happens if your cat or dog destroy them, perhaps with urine or due to stains tracked in from outside? In these situations, you can turn to your Affordable Insurance Group agent for policy clarification. READ MORE >>
Wednesday, June 19, 2019 The sewer lines and drains around your home move material and water from those locations out to your street or other sewer collection areas. When these systems are working properly, the water moves quickly and without any risk. When they're not, it can be a nightmare. READ MORE >>
Wednesday, May 22, 2019 When determining your home insurance premium, insurance companies look at many factors. One of them is weather. Here in South Carolina, our home insurance risks are significantly different than those homeowners in Florida or Oklahoma. The risk of damage to your home is always based on your property specifically. READ MORE >>
Tuesday, March 19, 2019 Let's say a visitor comes to your home. That visitor causes damage to it, such as breaking a window or dropping an expensive vase. Do you have home insurance to cover these losses? This depends on multiple factors. Most of the time, home insurance covers accidental loss and damage. READ MORE >>
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