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Friday, June 17, 2022

Is Your Dog Covered by Your Home Insurance?

If you are wondering how homeowners insurance covers dogs, you are asking a great question. Your home insurance won't cover the veterinarian bills or the loss of a dog. Your home insurance isn't going to cover your favorite pillow if the dog chews it up. But, your home liability insurance might cover dog bites. READ MORE >>

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Thursday, April 14, 2022

Do You Need a Home Warranty With Your Home Insurance?

Your homeowners insurance policy covers you from many different types of perils. It is the protection you need when you experience damage to your home from qualifying losses. Home warranties are another type of protection that protects homeowners, but in a much different way than the protection homeowners insurance provides. READ MORE >>

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Thursday, February 10, 2022

Problems with a Snowy Roof?

In many areas of the US, snow accumulation can be significant over the winter months. If a significant snowstorm occurs, the amount of snow produced may be too much for a roof to handle. It is also possible that multiple, smaller snow storms without a period of melting in between can result in heavy snow on the roof. READ MORE >>

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Monday, December 27, 2021

What Does Your Home Insurance Cover?

Purchasing a homeowners insurance policy is like making an investment in your future. Backed by the financial strength of your insurance company, you know that buying a policy can help you recover from a loss, such as damage to your home or the theft of personal property. READ MORE >>

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Friday, August 27, 2021

Will Home Insurance Cover Restoration Projects?

You buy homeowners insurance because you want financial support in case of an unexpected or unpreventable problem at home. If can help you if a tree falls on the house during a storm, or if a faulty appliance or frayed wiring sets the house on fire.  READ MORE >>

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Friday, June 4, 2021

Are Your Trees a Danger to Your Home?

Large mature trees provide shade in the summer and beautiful foliage in the fall. However, they can also be a year round hazard to your home. The fall and winter seasons are especially difficult times for large trees. In some states, fall is the peak of the hurricane season where high winds can topple over trees and bring down branches weighing hundreds of pounds. READ MORE >>

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Friday, April 9, 2021

Understanding Lender Requirements for Home Insurance

Your home could experience a disaster at any given time, even when you least expect it. That’s why you have homeowners insurance. It’s there to help you afford to pick up the pieces of these challenges so that you never suffer an undue financial setback.  READ MORE >>

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Tuesday, December 29, 2020

Saving on Your Home Insurance Through Storm Preparedness

Thunderstorms are not frequent occurrences during winter, but they become much more prevalent and widespread during the spring and summer. This is especially true as weather fronts move through the country as part of changing seasons, and sometimes, these fronts will cause severe storms. READ MORE >>

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Wednesday, October 14, 2020

What are Home Insurance Endorsements?

A basic home insurance policy can cover a lot of dangers that face you and your home. From damages to the physical structure and claims of bodily injury liability on your property, home insurance offers a range of coverages. Basic home insurance policies don’t cover everything, however. READ MORE >>

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Tuesday, August 18, 2020

Are There Items Not Covered by Home Insurance?

Home insurance provides coverage in case your dwelling or personal belongings are lost or damaged due to a range of incidents. Not everything is included under a basic home insurance policy, however. Dwelling Coverage Exclusions Dwelling coverage generally covers the physical home and its attached structures, though it can be extended to detached structures. READ MORE >>

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