Motorcycle Insurance And Emergency Roadside Coverage

Whether you are going for a long ride or just around the corner, you trust your motorcycle to get you to your destination safely. But sometimes breakdowns or accidents occur. When your bike is no longer able to get you home, it's time to turn to your motorcycle insurance coverage for help — as most policies provide a wide range of financial protections for instances like these. If your policy includes emergency roadside coverage, you may have more protection on the road than you think.

How Roadside Coverage Can Come to the Rescue

Many people know what roadside coverage is when it comes to cars. The same type of coverage is available for motorcycles. It allows you to get financial help for situations that are considered covered incidents. In most cases, this means the incident was something you could not have prevented.

Take into consideration what may happen if you are involved in a breakdown or collision on the open road. This coverage can help:

Pay for emergency support you may need.
Get your bike refueled.
Cover towing costs, if you need to get the bike home or to the shop for repairs.

How Claims Are Processed

Emergency roadside expenses generally are claims you'll file later. However, if you are involved in an accident that's covered by your policy, the insurer will likely reimburse you for the expenses you paid as a result of the covered claim. Note that you will have to submit receipts in order to be reimbursed.

What to Look For in Emergency Roadside Coverage

If you are shopping for motorcycle insurance, be aware of the benefit that emergency roadside coverage can offer you. Look for a policy that gives you the financial protection you need in emergency situations.

A policy with strong emergency roadside coverage does more than just pay for your bike repairs and lost equipment. It ensures you aren't inconvenienced further — particularly if the incident in question was no fault of your own.

Stay safe on the open road. Call Affordable Insurance Group at (803) 798-4499 for a Columbia SC motorcycle insurance quote.