• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US | (803) 430-9002
Home
  • Home
  • Products
    • Automobile
    • Business & Commercial
    • Bonds
    • Contractors Insurance
    • Disability Insurance
    • Flood
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Surety Bond
    • Trucking
  • Get a Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Bundled Auto & Home Insurance Quote
      • Instant Auto Insurance Quote
    • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Contractors Quote Form
    • Flood Quote Form
    • Health Insurance Quote Forms
    • Disability Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Get an Instant Home & Auto Quote Now!
      • Get An Instant Homeowners Quote Now!
    • Life Insurance Quote FormsImage of right arrow
      • Get an Instant Life Quote Now
      • How Much Life Insurance Do You Need
    • Motorcycle Insurance Quote
    • Recreational Insurance Quote Form
    • Renters Insurance Quote
    • Surety Bonds
    • Trucking
  • Blog
  • Resources
    • Make a Payment
    • Refer a Friend
    • Important Files
    • Insurance Glossary
  • About Us
    • About Us
    • Location(s)
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Contractors Insurance CONTRACTORS

Learn about different health coverage options that fit your specific needs.

Read More
Recreational Insurance RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Home > Blog > What Does Your Home Insurance Cover?
MONDAY, DECEMBER 27, 2021

What Does Your Home Insurance Cover?

Purchasing a homeowners insurance policy is like making an investment in your future. Backed by the financial strength of your insurance company, you know that buying a policy can help you recover from a loss, such as damage to your home or the theft of personal property. However, many people do not know exactly what is covered in their home insurance policy — which means they are exposing themselves to risks. When you understand the coverage you have, you can easily make preparations for gaps or add additional coverage to enhance your existing protection. 

Protection for Your Home’s Structure 
 
Generally, people do not give much thought to the walls of their homes. Combined, the walls, roof and foundation provide you protection during storms and winter weather. Damage to any aspect of your home’s structure can undermine the integrity of the home. Fortunately, dwelling coverage—a component of your home insurance policy—may cover damage you incur to your home. Typically, standard dwelling coverage also covers electrical wiring and plumbing. 

Securing Your Personal Property stone house
 
In addition to covering the physical structure of your home, homeowners insurance also helps you secure the property you have in your home. From furniture to appliances, if you experience a loss as a result of a qualifying event, your insurance company may help you cover either the cost of the repair or the replacement costs. Personal belongings can include: 

  • Electronics 

  • Artwork 

  • Clothing 

  • Jewelry 


Some items may require additional insurance coverage to ensure you have adequate protection. 

Safeguard Other Structures 
 
Garages and carports are both structures that protect valuable personal belongings. Fortunately, home insurance may help you cover the costs of replacing or repairing them if the structures are damaged by something covered in your insurance policy.  

With the right homeowners insurance policy, you can rest assured knowing that you will have protection in the future when you need it. Your insurance company may provide you with the financial support you need if you experience damage from an event specified on your policy. However, the best way to know whether you have enough insurance and the appropriate coverage is by understanding what is covered in the basic home insurance policy. 
Posted 3:49 PM

Tags: home insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012

  • affordable insurance group(52)
  • insurance(43)
  • auto insurance(41)
  • home insurance(35)
  • coverage(24)
  • car insurance(16)
  • protection(11)
  • tips(9)
  • life insurance(8)
  • home(7)
  • life(7)
  • winter(6)
  • claims(6)
  • homeowners insurance(6)
  • homeowner(6)
  • business insurance(5)
  • loss(4)
  • weather(4)
  • safety(4)
  • sr-22 insurance(4)
  • policy(4)
  • rv insurance(3)
  • flood insurance(3)
  • repairs(3)
  • risk(3)
  • bop insurance(2)
  • renters insurance(2)
  • options(2)
  • motorcycle insurance(2)
  • finances(2)
  • boat insurance(2)
  • quote(2)
  • construction(2)
  • auto(2)
  • claim(2)
  • accident(2)
  • exclusions(2)
  • theft(2)
  • damage(2)
  • women(1)
  • prevention(1)
  • gaming systems(1)
  • autonomous vehicles(1)
  • home insurance exclusions(1)
  • transmission(1)
  • fraud(1)
  • loans(1)
  • requirements(1)
  • family(1)
  • class c vehicle(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Yelp
ASI Homeowners of America National General Progressive Stillwater The Hartford The Main Street Travelers Zurich

Resources

Home About Us Get a Quote Make A Payment Newsletter Refer A Friend Contact Us

Contact Us

Affordable Insurance Group
  • Affordable Insurance Group
  • 6168 Saint Andrews Road
  • Columbia, SC 29212
  • O:(803) 430-9002
  • F:(803) 798-5100
  • E: info@affordableinsgrp.com
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder