• Home
  • Get A Quote
  • Customer Service
  • Refer a Friend
  • About Us
  • Location Map
  • Employee Directory
  • Privacy Policy
  • Contact Us
Call Us CALL US | (803) 430-9002
Home
  • Home
  • Products
    • Automobile
    • Business & Commercial
    • Bonds
    • Contractors Insurance
    • Disability Insurance
    • Flood
    • Health
    • Homeowners
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Renters
    • Surety Bond
    • Trucking
  • Get a Quote
    • Auto Insurance Quote FormsImage of right arrow
      • Bundled Auto & Home Insurance Quote
      • Instant Auto Insurance Quote
    • Bond Request Form
    • Business & Commercial Insurance Quote FormsImage of right arrow
      • Commercial Auto Insurance Quote
      • General Liability Quote Form
    • Contractors Quote Form
    • Flood Quote Form
    • Health Insurance Quote Forms
    • Disability Insurance Quote
    • Homeowners Insurance Quote FormsImage of right arrow
      • Get an Instant Home & Auto Quote Now!
      • Get An Instant Homeowners Quote Now!
    • Life Insurance Quote FormsImage of right arrow
      • Get an Instant Life Quote Now
      • How Much Life Insurance Do You Need
    • Motorcycle Insurance Quote
    • Recreational Insurance Quote Form
    • Renters Insurance Quote
    • Surety Bonds
    • Trucking
  • Blog
  • Resources
    • Make a Payment
    • Refer a Friend
    • Important Files
    • Insurance Glossary
  • About Us
    • About Us
    • Location(s)
    • Employee Directory
    • Testimonials
    • Privacy Policy
  • Contact
Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Contractors Insurance CONTRACTORS

Learn about different health coverage options that fit your specific needs.

Read More
Recreational Insurance RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More
Home > Blog > Your Car Got Egged – Will Auto Insurance Pay For The Damage?
WEDNESDAY, APRIL 17, 2019

Your Car Got Egged – Will Auto Insurance Pay For The Damage?

Broken Egg

Waking up to your car having egg on it is never a good way to start the day. Egg on a car can cause damage to the paint. When this happens, you'll realize you need to clean it up. However, how do you improve the paint? Will your auto insurance policy help you?

How an Egging May Have Coverage

It is not always possible to get car insurance to pay for your damage. If your Affordable Insurance Group agent sees the damage as a type of vandalism, it may qualify under some forms of coverage. There are limits to consider though.

How Extensive Is the Damage?

If you have a few areas of minor scratches from the eggshells, it may not be enough damage for a claim. If, on the other hand, the vehicle's paint has damage throughout it, you may be able to get coverage. To determine this, get an estimate from your mechanic about the cost to repair the damage.

Then, consider your insurance deductible. Most car insurance companies have a deductible. This is the amount you are responsible to pay for any accident before the insurer pays the remaining amount. Most drivers have a deductible of $500 to $1,000, sometimes more. If the damage from the egging is not above the cost of the deductible, there is no benefit to filing a claim. If the damage costs $1,200, and your deductible is $500, the insurer will cover $700 if they accept the claim.

When Will They Help You?

If your own kids egged your car, chances are good your auto insurance policy will have limitations on the coverage available to you. If you can show it was vandalism, however, it may fall under your comprehensive auto insurance. If you believe this is the case, be sure to file a police report. The police will document the incident. They will provide you with a report you can give to your auto insurance company. From there, the agent will attempt to file the claim for you.

If you have comprehensive car insurance and you believe the damage was an act of vandalism, contact your Affordable Insurance Group agent. Let them know what happened. Document the incident with pictures and any evidence you have on hand. This can help prove your case and help you to get coverage.

Contact Us

Posted 11:00 AM

Tags: auto insurance, car insurance, affordable insurance group
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2023
  • 2022
  • 2021
  • 2020
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012

  • affordable insurance group(52)
  • insurance(43)
  • auto insurance(30)
  • home insurance(29)
  • coverage(24)
  • car insurance(16)
  • protection(11)
  • tips(9)
  • life insurance(8)
  • home(7)
  • life(7)
  • winter(6)
  • claims(6)
  • homeowners insurance(6)
  • homeowner(6)
  • loss(4)
  • weather(4)
  • safety(4)
  • policy(4)
  • repairs(3)
  • risk(3)
  • business insurance(3)
  • rv insurance(2)
  • options(2)
  • motorcycle insurance(2)
  • finances(2)
  • boat insurance(2)
  • quote(2)
  • flood insurance(2)
  • construction(2)
  • auto(2)
  • claim(2)
  • accident(2)
  • exclusions(2)
  • theft(2)
  • damage(2)
  • women(1)
  • prevention(1)
  • gaming systems(1)
  • autonomous vehicles(1)
  • home insurance exclusions(1)
  • transmission(1)
  • fraud(1)
  • loans(1)
  • requirements(1)
  • family(1)
  • class c vehicle(1)
  • renters insuance(1)
  • future(1)
  • cleaning(1)

View Mobile Version
Facebook
Twitter
LinkedIn
Yelp
ASI Homeowners of America National General Progressive Stillwater The Hartford The Main Street Travelers Zurich

Resources

Home About Us Get a Quote Make A Payment Newsletter Refer A Friend Contact Us

Contact Us

Affordable Insurance Group
  • Affordable Insurance Group
  • 6168 Saint Andrews Road
  • Columbia, SC 29212
  • O:(803) 430-9002
  • F:(803) 798-5100
  • E: info@affordableinsgrp.com
© Copyright 2020. All rights reserved.
Powered by Insurance Website Builder