Auto Insurance AUTO

Auto insurance protects you against financial loss if you have an accident.

Read More
Homeowners Insurance HOME

A standard policy insures the home itself and the things you keep in it.

Read More
Business Insurance BUSINESS

Discover the perfect insurance options to meet your specific and unique needs.

Read More
Contractors Insurance CONTRACTORS

Learn about different health coverage options that fit your specific needs.

Read More
Recreational Insurance RECREATIONAL

Finding insurance doesn't have to be difficult. We do the work for you.

Read More
Life Insurance LIFE

Browse a variety of insurance options in order to find the right one for you.

Read More

Signing A Policy

Having an affordable auto insurance policy is a good thing. Yet, in many cases, rates will increase year to year.

How can you avoid paying more for the same coverage? Looking at options with an independent insurance agent can help.

This year, don't immediately renew your auto insurance policy. Instead, work with your Affordable Insurance Group agent to evaluate options.

You should compare auto insurance plans each year. Be sure your policy matches your needs, and that it provides the best rates possible.

Here are a few things to look for in a policy.

Equal Coverage Matters

Your Affordable Insurance Group agent can help you look at different policies.

When comparing policies, make sure to focus on the amount of coverage present. Some insurers will offer a low initial rate, but cut down on the protection you receive. If you need more coverage, be sure to maintain that. There is little benefit to buying car insurance if it does not meet your needs.

Watch The Deductible

A higher deductible can reduce your premium. If you can afford a higher deductible, increase it. This can often lower your monthly insurance costs significantly. However, when comparing policies, be sure you look into this carefully. Are both policies offering the same deductible? If not, you cannot easily compare them.

Ask For Discounts

Your agent will work with you to apply discounts to your policy. But they might not always automatically apply all discounts for which you are eligible. As you compare policies, be sure to ask about key discounts that can save you money. A few include:

  • Multiple vehicle policies
  • Bundling auto and home insurance
  • Security system discounts
  • Good student driver discounts
  • No accident or claims discounts

If you ask for the discounts available to you, most agents will help you find more than one option. The key here is to recognize not all companies offer the same discounts. If you are getting a low mileage discount from one insurance provider, be sure to ask for it from another.

Get a new quote each year for the auto insurance you need. It can shed light on whether you are paying too much for your car insurance, and help you evaluate alternative policies, if necessary.

Contact Us

Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2019
  • 2018
  • 2017
  • 2016
  • 2015
  • 2014
  • 2012


View Mobile Version
Facebook
Twitter
LinkedIn
Yelp
ASI
Homeowners of America
National General
Progressive
Stillwater
The Hartford
The Main Street
Zurich
© Copyright 2019. All rights reserved.
Powered by Insurance Website Builder